Shop Around for Auto Insurance

Sometimes it’s in your best interest to shop around for auto insurance. You may (or may not) be comfortable with your auto insurance policy as it is, but shopping around lets you know your options. What if there’s something even better out there? Here are five reasons we think it’s a good idea to shop around and get auto insurance quotes to compare to current premium: (TIP: To get the lowest rates, use our quick online form to compare up to five quotes.)

1. Lifestyle Changes

Our lifestyle changes and so do our auto insurance policy needs. You may find that, after reviewing your auto insurance policy, you may want coverage now that you didn’t need or have the last time you updated your policy. (Tip: It's usually a good idea to add more liability coverage to an auto insurance policy.) Another lifestyle change may simply be that you drive less. If your annual mileage has taken a significant cut, you may be eligible for a discount on your auto insurance premium.
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2. Better Auto Insurance Rates

Shopping around is a great way to find out what other insurers are offering for essentially the same type of auto insurance policy. Search online for affordable auto insurance quotes from reliable insurance carriers. You may find another insurer is willing to give you more discounts or customer support as well, or that you are more comfortable with another agent.
3. Better Driving Record.

We've all gotten the occasional speeding ticket or two, and accidents do happen. Sometimes, they make our auto insurance premiums skyrocket! But try to keep your driving record clean in the future. If you haven't had any violations in about three years or more, you are probably eligible for a very low auto insurance premium.
4. Age: It Matters!

Years have gone by and you got older. That may not mean anything significant to you, but it will to insurance companies. Drivers under 25 years of age typically get shackled to high auto insurance premiums, because younger drivers are considered much higher driving risks. If you've now passed that 25-age mark, you should be eligible for a lower auto insurance quote, just for being older.
5. Improved Credit History

Just like your driving record may have improved, your credit score may have as well. Maybe a few years ago you didn't always pay your bills on time. But for the last several years, you’ve been on top of things and responsibly paying your bills fully and on time, boosting your credit rating. This is enough to get a lower auto insurance premium. But your car insurance agent isn’t going to magically know this—you have to tell him/her. You can also shop around for auto insurance quotes using our online forms and compare five quotes to see what other insurers offer you based on your credit history.

Business Teamwork — Let Us Lend A Hand

Does it seem like insurance is more complicated than that maze of wires behind your desk? You're not alone; many people find that getting the right insurance coverage is tricky, to say the least! We'll help untangle the issues and answer your questions.

Just give us a call at 1-866-509-9444 Monday–Friday 8:00 AM – 9:00 PM ET. Our friendly, knowledgeable commercial insurance agents will answer your questions and help you get your free rate quote for a commercial auto insurance policy.

Or, if you're the do-it-yourself type, get a commercial auto insurance rate quote online now. Not quite ready? At geico.com, we'll help you learn more about commercial auto insurance, find out why GEICO is your best choice for commercial insurance, and discover the options to manage your account, 24/7!

Payment Options

We even make it painless to pay your insurance premium. Acceptable forms of payment include check, credit card, MoneyGram, and Western Union. Checks and credit cards are accepted online.

You may pay your premium in full or on a 4, 6, 9, or 12-month plan. Learn more about our payment plans.

Running Your Business is a Challenge; Getting Insurance Shouldn't Be

As a business owner, you have millions of decisions to make every day. You don't need to be tied up worrying about insurance. That's why GEICO makes commercial insurance for your fleet as simple as pie — so that you can spend more time building your business and less time worrying about insurance.

Apply online now for your free commercial auto insurance rate quote

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Coverage is underwritten by Government Employees Insurance Company and in some cases coverage is provided through GEICO Insurance Agency, Inc., which has made an arrangement with National Indemnity Company (NICO), a Berkshire Hathaway affiliate. Some discounts, coverages, payment plans and features are not available in all states. Government Employees Insurance Co. is a subsidiary of Berkshire Hathaway Inc. GEICO: Washington DC 20076